Financial calculators
Insurance Calculators
Cover levels, premiums, deductibles and what a claim really costs.
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Featured calculator
Life Insurance Needs Calculator
Estimate the life cover your household would need to replace income, clear debts and fund future costs.
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Insurance Calculators
Term Life Insurance Calculator
Estimated premium for level term cover.
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Insurance Calculators
Human Life Value Calculator
Present value of your future earnings.
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Insurance Calculators
Disability Insurance Calculator
Income protection benefit you would need.
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Insurance Calculators
Health Insurance Cost Calculator
Total annual cost of a health plan.
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Insurance Calculators
HSA Contribution Calculator
HSA balance and the tax it saves.
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Insurance Calculators
Home Insurance Coverage Calculator
Rebuild, contents and liability cover needed.
Insurance guides
- insurance-basicsChoosing an Insurance Deductible Without GuessingChoosing an Insurance Deductible Without Guessing: what to verify, which costs and risks to compare, and which records to keep before deciding.
- insurance-basicsInsurance Claim Denied? How to Read and Challenge the DecisionInsurance Claim Denied? How to Read and Challenge the Decision: what to verify, which costs and risks to compare, and which records to keep before deciding.
- insurance-basicsInsurance Renewal Reviews: A Checklist Before You PayInsurance Renewal Reviews: what to verify, which costs and risks to compare, and which records to keep before deciding.
- insurance-basicsInsurance Subrogation: Why an Insurer Pursues a Third PartyInsurance Subrogation: what to verify, which costs and risks to compare, and which records to keep before deciding.
Other calculator categories
- Mortgage CalculatorsPayments, amortisation, deposits and the running cost of owning a home.
- Loan CalculatorsRepayments, interest and payoff timing on personal and instalment lending.
- Investment CalculatorsProjected returns, contributions and long-run portfolio growth.
- Interest CalculatorsSimple and compound interest, effective rates and how balances grow.
- Retirement CalculatorsRetirement pots, contribution levels and sustainable withdrawal income.
- Tax & Income CalculatorsTake-home pay, salary conversions and estimated tax positions.
- Credit & Debt CalculatorsCard payoff timelines, consolidation maths and debt reduction strategies.
- Auto Loan CalculatorsVehicle finance payments, deposits, trade-ins and total cost of ownership.
- Business CalculatorsMargins, break-even points, cash flow and subscription metrics.
- Savings CalculatorsSavings goals, emergency funds and the effect of regular deposits.
Disclaimer
These calculators produce estimates for information and comparison only. Actual figures depend on the provider, fees, taxes, credit assessment and terms that apply to you. Legamoney does not provide financial advice.