Retirement Calculators
Roth IRA Calculator
Project a Roth IRA balance, where contributions are made after tax and qualified withdrawals are tax free.
Projected balance at retirement
$923,029
- Total contributed
- $243,000
- Investment growth
- $680,029
Yr 2Yr 3Yr 5Yr 6Yr 8Yr 9Yr 11Yr 12Yr 14Yr 15Yr 17Yr 18Yr 20Yr 21Yr 23Yr 24Yr 26Yr 27Yr 29Yr 30
How this calculator works
Balance grows monthly: balance × (1 + r) + contributions
- r
- the monthly return derived from the annual figure
- contributions
- your payments plus any employer contribution
Important considerations
- Annual contribution limits and tax rules apply and change over time.
- Returns are assumed constant; real outcomes vary year to year.
Related calculators
- IRA CalculatorTraditional IRA balance at retirement.
- 401(k) CalculatorWorkplace plan balance including employer contributions.
- Retirement Income CalculatorSustainable income and how long the pot lasts.
- Retirement CalculatorProject your retirement balance and the income it could sustain.
- Retirement Savings CalculatorCombined retirement savings projection.
- Social Security Benefit CalculatorEstimated benefit and the effect of claiming age.
Learn more
Terms used here
Frequently asked questions
Roth or traditional?
Broadly, a Roth suits you if you expect a higher tax rate in retirement than today. Income limits also apply.
Disclaimer
Legamoney calculators are educational tools. Results are estimates based on the figures you enter and do not constitute financial, tax or legal advice.
Last reviewed 2026-08-01