Retirement Calculators
Retirement Savings Calculator
See what your combined retirement savings are projected to reach and how much each additional contribution adds.
Projected balance at retirement
$1,310,191
- Total contributed
- $369,000
- Investment growth
- $941,191
Yr 2Yr 3Yr 5Yr 6Yr 8Yr 9Yr 11Yr 12Yr 14Yr 15Yr 17Yr 18Yr 20Yr 21Yr 23Yr 24Yr 26Yr 27Yr 29Yr 30
How this calculator works
Balance grows monthly: balance × (1 + r) + contributions
- r
- the monthly return derived from the annual figure
- contributions
- your payments plus any employer contribution
Important considerations
- Annual contribution limits and tax rules apply and change over time.
- Returns are assumed constant; real outcomes vary year to year.
Related calculators
- Retirement CalculatorProject your retirement balance and the income it could sustain.
- 401(k) CalculatorWorkplace plan balance including employer contributions.
- Coast FIRE CalculatorThe balance that reaches your target with no further saving.
- Retirement Income CalculatorSustainable income and how long the pot lasts.
- IRA CalculatorTraditional IRA balance at retirement.
- Roth IRA CalculatorRoth IRA balance from after-tax contributions.
Learn more
Terms used here
Frequently asked questions
How much should I be saving?
Rules of thumb start around 15% of gross income including any employer contribution, adjusted for when you started.
Disclaimer
Legamoney calculators are educational tools. Results are estimates based on the figures you enter and do not constitute financial, tax or legal advice.
Last reviewed 2026-08-01