
Loans & Mortgage
How Lenders Set Interest Rates on Consumer Loans
Funding costs, risk pricing, and margin — the three inputs behind an advertised rate.
Independent editorial research
Loans & Mortgage
How lenders set rates, and how a rate translates into what you actually pay.
This section collects Legamoney's explainers and comparisons on interest rates. Each guide states what it covers, cites the material it relies on, and carries the date it was last reviewed so you can judge how current it is. Nothing here is personalised advice; it is background you can take into a decision or a conversation with a qualified professional.
1 published guide in Interest Rates, within Loans & Mortgage.

Loans & Mortgage
Funding costs, risk pricing, and margin — the three inputs behind an advertised rate.