
Loans & Mortgage
What Lenders Actually See in Your Credit File
The entries that carry weight, the ones that do not, and how long each stays on record.
Independent editorial research
Loans & Mortgage
Credit files, scoring inputs, and how lenders read a borrowing history.
This section collects Legamoney's explainers and comparisons on credit. Each guide states what it covers, cites the material it relies on, and carries the date it was last reviewed so you can judge how current it is. Nothing here is personalised advice; it is background you can take into a decision or a conversation with a qualified professional.
1 published guide in Credit, within Loans & Mortgage.

Loans & Mortgage
The entries that carry weight, the ones that do not, and how long each stays on record.