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Finance term

Reconciliation

Matching records against each other

Definition

The process of matching transactions in an accounting ledger against an independent record, most often a bank statement, to confirm both are complete and accurate.

In more detail

Reconciliation is a control, not a formality. It is what surfaces duplicated charges, missing income, and fees that were never recorded.

Automated bank feeds reduce the manual work but do not remove the review step: matching rules can mis-assign transactions silently.

Glossary entries are general explanations, not advice. Where a term appears in a contract or policy, the definition in that document governs.