Savings Calculators
Net Worth Calculator
Add up assets and subtract liabilities to see your net worth and how liquid your position really is.
Net worth
$331,000
- Total assets
- $618,000
- Total liabilities
- $287,000
- Liquid net worth
- $151,000
- Debt to assets
- 46.4%
AssetsLiabilitiesNet worth
How this calculator works
Net worth = total assets − total liabilities
- liquid net worth
- cash and investments less non-mortgage debt
Important considerations
- Property values are estimates until you sell.
- Track the trend rather than the absolute figure — direction matters more.
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- Savings Goal CalculatorMonthly saving needed to hit a target.
- Certificate of Deposit CalculatorMaturity value of a fixed-term deposit.
Learn more
Terms used here
Frequently asked questions
Should retirement accounts count?
Yes, they are assets — though they are not liquid, which is why the liquid figure is shown separately.
Disclaimer
Legamoney calculators are educational tools. Results are estimates based on the figures you enter and do not constitute financial, tax or legal advice.
Last reviewed 2026-08-01