Investment Calculators
Future Value Calculator
Calculate what a sum today will be worth in the future at a given rate, with or without regular additions.
Future value
$31,706
- Total paid in
- $15,000
- Growth
- $16,706
How this calculator works
FV = PV × (1 + r)^n
- PV
- the present value
- r
- the periodic rate
- n
- the number of periods
Example calculation
Illustrative example — not advice
Worked example — the future value calculator as it loads, using the default figures below.
- 01Enter amount today: $15,000.
- 02Enter monthly addition: $0.
- 03Enter annual rate: 5%.
- 04Enter years: 15 years.
- 05Read the future value from the results panel: $31,706.
Future value: $31,706. Total paid in: $15,000. Growth: $16,706.
These figures come straight from the calculator above running on the values listed, so you can retype them and confirm every number yourself. Change any input and the results update immediately. Illustrative only — not a quote, offer or recommendation.
Important considerations
- The result is in future money — use the inflation calculator to see it in today's terms.
- Tax and charges are excluded.
Related calculators
- Present Value CalculatorWhat a future sum is worth today.
- Compound Interest CalculatorProject the growth of a balance with compounding and regular contributions.
- Investment CalculatorProjected value of contributions and returns over time.
- Inflation CalculatorPurchasing power of a sum over time.
- ROI CalculatorTotal and annualised return on any investment.
- CAGR CalculatorCompound annual growth rate between two values.
Terms used here
Frequently asked questions
What is the difference from present value?
Future value grows a sum forwards; present value discounts a future sum back to today.
Disclaimer
Legamoney calculators are educational tools. Results are estimates based on the figures you enter and do not constitute financial, tax or legal advice.
Last reviewed 2026-08-01