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Tax & Income Calculators

Capital Gains Tax Calculator

Estimate the tax on an investment gain at long-term or short-term rates, depending on how long the asset was held.

$
$

Estimated tax

$3,600

Rate applied
15%
Gain after tax
$20,400
Gain against tax
GainTax

How this calculator works

Long-term gains use preferential bands; short-term gains are taxed as ordinary income

holding period
how long the asset was owned before disposal

Example calculation

Illustrative example — not advice

Worked example — the capital gains tax calculator as it loads, using the default figures below.

  1. 01Enter net gain: $24,000.
  2. 02Enter other taxable income: $85,000.
  3. 03Enter holding period: More than a year (long-term).
  4. 04Read the estimated tax from the results panel: $3,600.

Estimated tax: $3,600. Rate applied: 15%. Gain after tax: $20,400.

These figures come straight from the calculator above running on the values listed, so you can retype them and confirm every number yourself. Change any input and the results update immediately. Illustrative only — not a quote, offer or recommendation.

Important considerations

  • Rates and thresholds differ by jurisdiction and filing status.
  • Losses elsewhere can offset the gain before tax is applied.

Terms used here

Frequently asked questions

Why does holding for a year matter?

Long-term gains often attract materially lower rates than income, so disposal timing can be worth planning.

Disclaimer

Legamoney calculators are educational tools. Results are estimates based on the figures you enter and do not constitute financial, tax or legal advice.

Last reviewed 2026-08-01