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Legamoney

Contributor

Olivia Carter

Property and casualty writer — auto, home and renters insurance

Olivia Carter covers property and casualty cover: auto liability and collision, homeowners and renters policies, claims and deductibles, and the state rules that decide what an insurer must pay. She works from state insurance department filings and NAIC consumer material, and explains claims outcomes in terms of the actual policy clause that governs them. She works with the Legamoney Insurance Desk.

Areas of expertise

  • Auto insurance liability, collision and comprehensive
  • Homeowners and renters coverage limits
  • Deductibles, claims and disputes
  • State insurance regulation for consumers

Published

34 articles

How we verify what we publish

  1. 01Every factual claim is traced to a named regulator, government agency, or the provider's own published terms before publication.
  2. 02Figures that change — rates, limits, thresholds — link to the primary source that publishes them rather than being quoted as a fixed number.
  3. 03Worked examples are shown as full arithmetic so a reader can reproduce the result independently.
  4. 04Each guide is checked by the owning editorial desk before it is published, and again whenever the underlying rules change.

Articles by Olivia Carter

Insurance (24)

Home Insurance · 12

Business Insurance · 9

Business Insurance

General vs. Professional Liability Insurance

Updated Aug 29, 2026 · 4 min read

Auto Insurance · 3

Credentials shown on Legamoney author pages are entered manually and only listed where they exist. See our editorial policy for how articles are researched, reviewed, and updated.