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Contributor

Michael Bennett

Mortgage writer — home financing, refinancing and interest rates

Michael Bennett writes Legamoney's mortgage coverage: payment and amortisation maths, refinancing decisions, preapproval and underwriting, home equity and reverse mortgages. He works from HUD programme handbooks, CFPB rules under TILA and Regulation Z, and the FHFA conforming loan limits, and links to the weekly Freddie Mac survey rather than quoting a fixed rate. He works with the Legamoney Mortgage & Lending Desk.

Areas of expertise

  • Mortgage payment and amortisation maths
  • Refinancing, break-even and closing costs
  • Preapproval, underwriting and affordability
  • Home equity, HELOCs and reverse mortgages

Published

140 articles

How we verify what we publish

  1. 01Every factual claim is traced to a named regulator, government agency, or the provider's own published terms before publication.
  2. 02Figures that change — rates, limits, thresholds — link to the primary source that publishes them rather than being quoted as a fixed number.
  3. 03Worked examples are shown as full arithmetic so a reader can reproduce the result independently.
  4. 04Each guide is checked by the owning editorial desk before it is published, and again whenever the underlying rules change.

Articles by Michael Bennett

Loans & Mortgage (24)

Mortgages · 24

Mortgages

How to Calculate Your Monthly Escrow Payment

Updated Aug 20, 2026 · 3 min read

Mortgages

$750,000 Mortgage at 7% for 15 Years: $6,741/Month

Updated Aug 20, 2026 · 3 min read

Mortgages

$750,000 Mortgage at 7% for 30 Years: $4,990/Month

Updated Aug 20, 2026 · 3 min read

Mortgages

$750,000 Mortgage at 6.5% for 15 Years: $6,533/Month

Updated Aug 20, 2026 · 3 min read

Mortgages

$750,000 Mortgage at 6.5% for 30 Years: $4,741/Month

Updated Aug 20, 2026 · 3 min read

Mortgages

$750,000 Mortgage at 6% for 15 Years: $6,329/Month

Updated Aug 20, 2026 · 3 min read

Mortgages

$750,000 Mortgage at 6% for 30 Years: $4,497/Month

Updated Aug 20, 2026 · 3 min read

Mortgages

$750,000 Mortgage at 5.5% for 15 Years: $6,128/Month

Updated Aug 20, 2026 · 3 min read

Mortgages

$750,000 Mortgage at 5.5% for 30 Years: $4,258/Month

Updated Aug 20, 2026 · 3 min read

Credentials shown on Legamoney author pages are entered manually and only listed where they exist. See our editorial policy for how articles are researched, reviewed, and updated.