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Legamoney

Contributor

James Anderson

Insurance writer — life, health and policy comparison

James Anderson writes Legamoney's life and health insurance coverage: term versus permanent policies, underwriting and exclusions, marketplace and employer health plans, deductibles and out-of-pocket maximums. He reads the policy language and the NAIC model terminology rather than relying on carrier marketing, and states plainly what a policy does not cover. He works with the Legamoney Insurance Desk.

Areas of expertise

  • Term and permanent life insurance
  • Health plan design, deductibles and out-of-pocket limits
  • Policy exclusions, riders and underwriting
  • Coverage comparison methodology

Published

51 articles

How we verify what we publish

  1. 01Every factual claim is traced to a named regulator, government agency, or the provider's own published terms before publication.
  2. 02Figures that change — rates, limits, thresholds — link to the primary source that publishes them rather than being quoted as a fixed number.
  3. 03Worked examples are shown as full arithmetic so a reader can reproduce the result independently.
  4. 04Each guide is checked by the owning editorial desk before it is published, and again whenever the underlying rules change.

Articles by James Anderson

Insurance (24)

Insurance Basics · 9

Health Insurance · 9

Travel Insurance · 6

Credentials shown on Legamoney author pages are entered manually and only listed where they exist. See our editorial policy for how articles are researched, reviewed, and updated.